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Who Should Consider Life Insurance?
Young Families
A couple with a few children, mortgage, and higher education on the horizon
Business Owners
Business owners in need of Life Insurance for a buy/sell agreement
Life/Cash Value Investors
Someone who is interested in learning how Living Insurance, Permanent Life, and Cash Value Life Insurance works
What our clients say
"I was referred to Gifford about 7 years ago, extremely knowledgeable and helped recommend some coverage for my wife and 4 kids."
Hal Evanswood, 47
- Little Silver, NJ"I didn't know much about Life Insurance until we talked. I was able to get a policy that fit into my budget and the process was easier than I thought it would be."
Georgia Pettie, 53
- Ridgewood, NJ"Went on line looking for insurance, found his Living Insurance website. I now have a plan that has money in the policy that I am going to be able to use in the future. Buy a car, take a vacation, use for retirement! I can use it for whatever I want."
Keith Bishop, 31
- Somerset, NJ"Didn't realize you can get all your money back on Living Insurance. Mr. Bowne showed us a policy that after 20 years I can get all my premium back."